Qonto - The all-in-one financial solution for SMEs

Qonto centralizes all your financial and accounting operations—from cash management to invoicing—within an intuitive and secure platform. Empower your teams with the autonomy they need while maintaining absolute control over spending, whether from your computer or your phone.

Qonto Features

• 🏦 French remunerated business account & total autonomy: Manage your cash flow through a centralized interface, open your business account in minutes, put your money to work without tying it up, and enjoy full visibility over your financial and accounting flows.
• 💳 Simplified card management: Issue physical or virtual Mastercards for every team member, and set personalized spending limits and rules.
• 📄 Smart invoicing, from quote to payment: Create, customize, and send invoices and quotes directly from Qonto. Track their status in real time, automate reminders, and reconcile payments effortlessly.
• 💰 Total control over team expenses: Automate receipt collection, define budgets by team or project, and maintain real-time visibility on every transaction.
• 📊 Simplified cash flow & pre-accounting: Monitor your cash flow in real time, automatically match receipts to transactions, and provide your accountant with dedicated access to streamline closing and eliminate manual data entry.
• 📞 Responsive customer support: Benefit from customer service available 7/7 via chat, phone, and email—with dedicated teams to meet the specific needs of more complex organizations.
• 💡 Integrated financing solutions: Thanks to Deferred Payment, eligible companies can finance their supplier invoices and smooth out their cash flow directly from the app.
• 🔗 Open integration ecosystem: Connect Qonto to your ERP, CRM, or accounting tools to automate data flows, eliminate double entries, and strengthen the consistency of your financial information system.

Why create Qonto invoices from Tribe by efficy without leaving your CRM?

• ⚡️ Save precious time Sync your customer data in one click and transform won opportunities into actual invoices, all while maintaining total visibility on payment status without switching tools.
• ✨ Simplify your team's daily routine Say goodbye to constant back-and-forth between tools. Manage your entire sales cycle and invoicing from a single, centralized, and intuitive interface.
• 🛡️ Secure your invoice tracking Automate your administrative workflow by linking your CRM to your Qonto account. This ensures human-error-free pre-accounting and precise, real-time cash flow monitoring.